feeling the culture

Pros and Cons of 401K Loans

If you need cash, borrowing from you 401k retirement plan may be an option to consider. However, be sure to evaluate the 401k loan pros and cons before dipping into your retirement funds. Pros of 401k Loans Convenience. Obtaining a 401k loan usually is as easy as contacting your company’s human resources department and filling …

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feeling the culture

Foreclosure’s, is the worst behind us?

Many of these properties have been lost due to the creative financing that helped purchase them in the first place. Between the years 2007 and 2014 adjustable rate mortgages and a host of other toxic mortgages began replacing the traditional 30-year fixed mortgages. Unbeknown to the world, it was the beginning of a vicious downward …

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